The growing importance of insurance companies in South Africa cannot be overlooked since the sector plays a major role in the financial market of the country.
One may ask what insurance is all about and how it works in practicality.
Simply put, Insurance is a means of protection from future financial loss. It is a form of risk management strategy in which a person is held to stand back on his feet after suffering a financial loss or damage.
The entity or company which provides insurance is called the insurer or an insurance company or the insurance carrier.
On the other hand, the person buying the insurance package or being insured is known as the Insured or the Policy Holder.
How Insurance Works
The Insured which is the person or entity covered provides a monthly and regular payment to the insurer according to the terms agreed upon over a period of time in exchange of a promise of compensation from the insurer or insurance company in case the insured suffers a loss in accordance with the terms and conditions in the policy. The document or contract between the insurance company and the Insured in known and referred to as the Insurance Policy.
Types of Insurance in South Africa
There are various types of insurance policies on the South African market lately as the competitive nature of the industry is driving innovation between companies.
Below are some of the types of insurance on the south african market
- Life Insurance
- Car Insurance
- Home Insurance
- Travel insurance
- Business Insurance
- Medical Insurance
- Funeral Insurance
- Disability insurance
- Legal Insurance
- Income protection insurance
- Lifestyle Insurance
- Portable Possessions Insurance
Insurance Companies in South Africa
- 1Lifedirect Insurance Ltd
- 1st for Women Insurance
- AA Car Insurance
- ABSA Life Ltd
- AIG Insurance
- Alexander Forbes Life Ltd
- Allianz Global Corporate
- AllLIFE Insurance
- Assupol Life
- Auto & General,
- AVBOB Mutual Assurance Company Ltd
- Bidvest Insurance
- BoE Life Assurance Company
- Bryte Insurance Company
- Budget Insurance
- Capitec Insurance
- Capital Alliance Life Insurance
- Channel Life Insurance
- Charter Life Insurance Company
- Clientele Life Assurance Company
- Compass Insurance
- Corporate Guarantee
- Chubb Insurance
- Different Life Insurance
- Discovery Life Insurance
- Doves Funeral Insurance
- Dialdirect Insurance
- Export Credit Insurance
- Enpet Africa Insurance
- Dial Direct Insurance
- Escap Insurance
- Entriq Insurance
- FNB Insurance
- Guardrisk Life Insurance
- Hollard Life Assurance Company
- HTG Life Insurance
- Affinity Health Insurance
- Indequity Specialised Insurance
- IWyze Insurance
- Instant Life Insurance
- Investment Solutions
- Investec Employee Benefits Insurance
- King Price Insurance
- Investment Solutions Insurance
- Liberty Mutual Insurance
- Legalwise Insurance
- McLife Assurance Company Ltd
- Medscheme Life Assurance Company Ltd
- Metropolitan Life Ltd
- Momentum Group Ltd
- Miway Insurance
- MMI Holdings Limited
- Mutual and Federal Insurance
- Nedgroup Insurance
- New Era Life Insurance Company Ltd
- Old Mutual Life Assurance Company
- OUTsurance Holdings Limited
- Oakhurst Insurance
- Pinnafrica Life Ltd
- Professional Provident Society Insurance Company Ltd
- Prosperity Insurance Company Ltd
- Renasa Insurance
- Regent Life Assurance Company Ltd
- Rentmeester Assurance
- Safrican Insurance Company Ltd
- Sage Life Ltd
- Safrican Insurance Company
- Sanlam Life Insurance
- Safire Insurance
- Santan Insurance
- Standard Bank Insurance.
- Unitrans Insurance
- Wesbank Insurance
- Zurich Insurance
Things to Note
The list of Insurance companies in South Africa may change at any point in time since like every other company, new companies may be licensed to join the list and old ones may close down for various reasons.
We will however try our best to keep this list updated as and when new insurance companies are licensed or existing ones close down.
It is your duty to crosscheck and verify with the insurance company and the regulators before entering into any form of business with them. You can also contact the insurance companies using their contact numbers.