Standard Chartered Wealth Management, We offer superior investment advice, products and services to help you build, manage and protect your wealth
Why choose us? Get the competitive edge
Local knowledge, global reach
We combine a deep understanding of local markets on the ground across Asia, Africa and the Middle East with global reach, providing access to the world’s leading financial centres.
We recommend solutions simply by what’s most suited and relevant to you. That’s because our advisory team benefit from our open-source approach to product and fundamental research. And our investment committee looks at a broad range of industry-leading sources and debates them thoroughly to balance out cognitive biases, and provide insights that help you make better investment decisions.
In this age of information overload, let us do the hard work for you. We curate the most diverse market research and combine this with our own expertise to help you navigate financial markets and make the most of your investments.
We use innovative technology to provide faster, more personalised investment solutions that you can access anytime, anywhere.
Wealth Management Investment Advisory
Diverse opinions Better decisions
We know that successful business owners and corporate leaders like you rarely work alone, and often rely on advisors for counsel and perspective to make the right game-changing decisions.
When it comes to making effective investment decisions, it’s no different. Faced with constraints on your time, and the large volume of market information out there, the challenge to organise and distil relevant insights can be very real. You need a trusted source for relevant market views to guide you on your wealth management journey.
Standard Chartered’s Private Bank is committed to empowering you with the best of our collective expertise. That’s why our Wealth Management Advisory team has designed a rigorous investment process that incorporates diversity at every step of the way.
An investment philosophy based on diversity
In order to navigate today’s financial markets, it is important to understand that they develop and adapt over time because investors do not always behave logically or consistently*
* The Adaptive Markets Hypothesis: Market Efficiency from an Evolutionary Perspective, Andrew W. Lo, August 15, 2004
Since adopting our adaptive investment process in 2012, we have generated out performance in 17 out of 23 quarters**.
** Our Global Investment Committee measures the strength of the adaptive investment process by tracking the performance of tactical calls against the balanced strategic benchmark*. These calls have generated outperformance 70% of the time for our balanced reference portfolio. Annualised, the outperformance has been 0.76% p.a. (6.29% vs 5.53% against the benchmark) from December 2011 to September 2017. The balanced strategic benchmark (SAA) is our Asia focused moderate strategic asset allocation. This is made up of 5% cash proxied by JPM 3m cash index, 45% bond proxied by Barclays Global Aggregate bond index, 35% equities proxied by MSCI AC World index, 5% commodities proxied by Bloomberg Commodities; 10% Alternatives proxied by HFRX Global Hedge Fund index. Tactical calls refer to our Asia-focused moderate tactical asset allocation which tilts the SAA allocation according to the Global Investment Committee’s views.
This underlying philosophy shapes our adaptive and versatile investment process: we filter through the information overload and balance individual biases with collective insights. At the core of this is a commitment to diversity. Our global investment committee of experts represents various markets across Asia, Africa and the Middle East, and collectively they apply diverse opinions to a wide range of market sources to form independent market views.
Managing your wealth across the board
We combine our market-leading advice and funds selection to create personalised multi-asset portfolios. This will help you diversify and reduce volatility through a differentiated stream of returns.
We can unlock financial markets across fixed income, foreign exchange, precious metals and equities. So you can benefit from our trading expertise and access to all major stock exchanges.
Take advantage of our partnerships with global insurance providers to find the right protection for your health, retirement, education, legacy planning, savings and investments.
As you build your assets, we can offer a range of credit solutions in all major currencies and across a wide range of collateral. This can help you to maximise the value of your portfolio.
Secure your financial future with a choice of investments
Funds are a smart, convenient way to invest. Whatever your long-term goals, there are thousands of professionally managed mutual funds, many of which you can invest in through Standard Chartered.
We offer you the opportunity to invest in a full range of international funds that are professionally managed. We give you access to a wide variety of asset classes such as global equities, fixed interest, emerging markets, property, commodities and more.
Investment portfolios are monitored and managed by leading reputable, international fund managers.
We offer one-stop shopping for your fund needs, and you can invest in funds through one convenient and reliable source from as little as USD5,000.
click here to access Mutual Fund Factsheets, Prospectuses and Annual Reports
Fixed Income Securities
A Fixed Income Security is a debt security where the issuer (the borrower) issues the security for purchase by the holder (the lender) and usually gives the investor a regular or fixed return. Bonds are a type of Fixed income security.
When you invest in a Fixed Income
Security, you are usually entitled to receive interest payments (coupon)
at scheduled intervals; and capital repayment of your initial principal
amount at an agreed date in the future (maturity date).
With a Wrap Product, you obtain access to a diverse menu of investment choices including asset allocation strategies, multi-manager funds, hedge funds and traditional mutual funds from world-class investment specialists.
A Wrap Product gives you the flexibility to transfer
between the available investment choices free of charge as your needs
change. If you are looking for a level of comfort in your investments,
this product can also be designed to guarantee you a minimum return on
your initial investments, no matter how your selected investment choices
Structured Products can be principal protected or non-principal protected notes. Principal protected notes guarantee capital on maturity and provide the potential to grow and diversify your investment.
Available with a
wide variety of underlying assets (equities, managed funds, indices,
commodities, currencies and interest rates), Standard Chartered offers
you products that can be tailored to meet your specific market views and
Our Foreign Exchange (FX) desk offers competitive pricing in both spot and forward currency conversions.
dedicated FX structured products specialist can provide you with
information and pricing on a wide offering of tailor-made solutions for
hedging as well as investment purposes in plain vanilla and exotic OTC
FX options, dual-currency deposits, indexed deposits, European
medium-term notes and warrants.