Standard Chartered Visa Platinum, Multiply your points and rewards easily from your monthly spend with the Standard Chartered Visa Platinum credit card
Easily turn your credit card spend into greater rewards
Get 5,000 bonus points monthly and 5x points for dining, purchases at department store and overseas spend.
5,000 bonus points every month
Just spend a minimum of RM1,500 per month to qualify. This is applicable for supplementary cardholders too.
Earn 5x points
Be rewarded with 5x points when you use your principal or supplementary card on dining, purchases at department stores and overseas spend.
Annual fee waiver
Enjoy annual fee waived for life on your principal and supplementary card.
Earn 1x points for all other local spend
Earn 1x points for all other local spend spend with your principal or supplementary card. The more you spend, the more points you’ll receive.
Multiply your rewards with your daily spend
Here’s how you can earn more 360º Rewards Points:
| SPENDING CATEGORY | SPEND DISTRIBUTION | POINTS MULTIPLIER | SPEND RM1,500 MONTHLY | SPEND RM2,000 MONTHLY | ||
|---|---|---|---|---|---|---|
| Spend | Points earned | Spend | Points earned | |||
| Dining | 40% | 5x | RM600 | 3,000 | RM800 | 4,000 |
| Department store | 20% | 5x | RM300 | 1,500 | RM400 | 2,000 |
| Overseas | 10% | 5x | RM150 | 750 | RM200 | 1,000 |
| Others (such as groceries, petrol, pharmacy) | 30% | 1x | RM450 | 450 | RM600 | 600 |
| Total | 100% | RM1,500 | 5,700 | RM2,000 | 7,600 | |
| Bonus points when you spend more than RM1,500 | 5,000 | 5,000 | ||||
| Total points earned for the month | 10,700 | 12,600 | ||||
| Total 360o Rewards Points earned for 12 months(Assuming a consistent monthly spend as illustrated above) | 128,400 | 151,200 |
Items you can redeem
Redeem your points and get rewarded effortlessly
Here are some of the sample items you can use your points to redeem
| POINTS | REWARDS REDEMPTION ITEMS SAMPLES |
|---|---|
| 20,000 Points and Above | Travel essentials (such as travel pouch, luggage tag, travel lock)Gift Card/ VouchersTupperware products |
| 50,000 Points and Above | Bags (such as laptop bag, foldable travel bag, school bag)Lock & Lock productsHome Electronics |
| 150,000 points and above | Luggage BagSmart phones |
items are subject to stock availability at the point of redemption.
Click here to view for most updated items and required points to redeem
Standard Chartered Visa Platinum credit card fees and charges
| CHARGES | DETAILS |
|---|---|
| Interest Rates | 15-18% p.a. |
| Annual Fees | Waived for life |
| Minimum Monthly Repayment | 5% of the outstanding balance or a minimum of RM50, whichever is higher |
| Late Payment Charges | Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments charges are capped at a maximum of RM100 per account |
| Click here to know more about the Credit card Tiered Interest Rates |
Visa Platinum Card Eligibilities
PRINCIPAL CARD AND SUPPLEMENTARY CARD
- Prinicpal Card : Age21-65 years old
- Supplementary Card : Age18-65 years old
- Principal Card : Minimum Annual IncomeRM36,000 p.a.