Standard Chartered Deposit Rates

Standard Chartered Deposit Rates, Standard Chartered fixed deposit schemes allow you to earn greater interest on your savings than you would otherwise get with traditional savings accounts under the condition that you do not touch your deposited funds for a pre-set period of time.

The bank offers 2 different types of term deposit accounts: Singapore Dollar Time Deposits and Foreign Currency Time Deposits. With the Foreign Currency Time Deposits, you may choose to deposit your funds in any of the 8 major currencies offered by the bank.

The minimum deposit placement amount required for both types of accounts is 5,000 units of the respective currency. You can earn as much as 2.7% p.a. interest on tenures of up to 60 months when you secure your excess funds in term deposits with Standard Chartered.

Standard Chartered Fixed Deposit Interest Rate

All Standard Chartered Singapore Dollar Time Deposits offer tenures ranging from 1 month to 60 months.

This table illustrates the fixed deposit interest rates offered with this account:

Deposit Amount (SGD)Tenure (% p.a.)
1 Month3 Months6 Months9 Months12 Months15 Months18 Months24 Months36 Months48 Months60 Months
Below 20,0000.1500.2000.2500.6500.7000.8500.8500.8500.9701.1001.350
20,000 – 49,9990.1500.2000.2500.6500.7000.8500.8500.8500.9701.1001.350
50,000 – 99,9990.1500.2000.2500.6500.7000.8500.8500.8500.9701.1001.350
100,000 – 499,9990.1500.2000.2500.6500.7000.8500.8500.8500.9701.1001.350
500,000 – above0.1500.2000.2500.6500.7000.8500.8500.8500.9701.1001.350

Note: The above rates are only indicative and are correct as of 23 January 2019.

Standard Chartered Foreign Currency FD Interest Rates

All Standard Chartered Foreign Currency Time Deposits offer tenures ranging from 1 week to 12 months. The interest rates provided for this time deposit account are only valid for new foreign currency fixed deposit accounts opened 2 working days after the specified date.

This table provides the interest rates offered for each of the 8 major foreign currencies available:

CurrencyTenureInterest rate (p.a.)
USD5,000 units to 500,000 units and above1.249% to 2.554%
HKD25,000 units to 500,000 units and above1.18% to 2.025%
AUD5,000 units to 500,000 units and above0% to 2.025%
CAD25,000 units to 500,000 units and above0.843% to 1.916%
NZD5,000 units to 500,000 units and above0% to 1.98%
EUR5,000 units to 500,000 units and above0%
GBP5,000 units to 500,000 units and above0.05% to 0.877%
CNH25,000 units to 500,000 units and above0% to 2.7%

Note: Rates are only indicative and are accurate as of 18 December 2018.

Features and Benefits of Standard Chartered FD

  • Affordable minimum deposit amount starting at S$5,000 or its equivalent in chosen foreign currency.
  • Flexible tenors ranging from 1 week to 60 months.
  • Guaranteed automatic renewal of time deposits at maturity.
  • Consolidated statements of all your Standard Chartered accounts for added convenience.
  • Easily accessible banking through online banking or telephone banking facilities.
  • Affordable minimum deposit placement amount of S$5,000 or its foreign currency equivalent.

Standard Chartered FD Schemes

Singapore Dollar Time Deposit

You can enjoy up to 1.35% p.a. interest on Standard Chartered SGD term deposits with tenures that range from 1 month to 60 months. This account requires a minimum deposit placement amount of S$5,000 for SGD deposits of up to S$500,000 and above.

Foreign Currency Time Deposit

If you foresee needing to use any foreign currencies in the future, this fixed deposit account may come in useful for such an occasion. You can earn up to 2.7% p.a. interest on foreign currency deposits with flexible tenures ranging from 1 week to 12 months. The 8 major foreign currencies you may place your deposits in are: US Dollar (USD), Sterling Pound (GBP), Australian Dollar (AUD), New Zealand Dollar (NZD), Euro (EUR), Canadian Dollar (CAD), Hong Kong Dollar (HKD), and Chinese Renminbi (CNH).

Eligibility Criteria to Open an Standard Chartered FD Account

  • Minimum age: 18 for Singapore Dollar Time Deposits.
  • Minimum tenor: Starts from 1 week.
  • Maximum tenor: Up to 60 months.
  • Requirements: Valid Singapore mobile number.
  • Minimum placement amount: Starts at S$5,000 or 5,000 units of the chosen currency.

Required Documents:

  • Singaporeans & PR holders: NRIC (back and front)


  • Valid passport
  • Employment Pass
  • Any utility bills/bank statements/rental agreements (from last 3 months) for proof of address

Other Deposit Accounts Offered by the Bank

Standard Chartered offers several savings and chequing accounts that you may want to learn more about in order to help you meet your everyday banking needs.

Current accounts available with Standard Chartered include:

  • Bonus$aver
  • SuperSalary
  • XtraSaver
  • Cheque and Save Account
  • USD High Account

Savings accounts offered by Standard Chartered include:

  • e$aver Savings Account
  • FCY$aver
  • e$aver Kids
  • MyWay Savings Account
  • USD$aver
  • Basic Bank Account