Standard Chartered Credit Card Overseas Activation

Standard Chartered Credit Card Overseas Activation, our ATM, debit and credit card(s) sent to you will be blocked for your added security. You will need to activate your card online or via SMS before use.

  • Your mobile phone number is required to enable and disable overseas ATM cash withdrawal.
  • A One-Time Password (OTP) will be sent to your mobile phone and this OTP is to be used for card activation.
  • To update your mobile number, go to “Update Profile Details” by logging in to Online Banking or Standard Chartered Mobile.
  • Principal cardholders will need to activate for their supplementary cards (if any).
ONLINE ACTIVATION
You may login to Online Banking or Standard Chartered Mobile to activate your card and set PINStep
1: Login to Online Banking or SC MobileStep
2: Go to “Help & Services”Step 
3: Select “Credit Card Activation & PIN Set” or “Debit/ATM Card Activation & PIN Set”Step 
4: Follow the on-screen instructionsStep 
5: Upon completion, your card will be activated immediately and PIN setFor more information on Online Banking, click here.
For more information on Standard Chartered Mobile, click here.
Alternatively, click on the button below to activate your card online.Card activation

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SMS ACTIVATION
Credit card: 
SMS ACT<space>Name on Card<space>last four digits of your card to 75722
For example: ACT M H Tan 5432
SMS to +65 9617 6495 if you are overseas or using an international phone numberATM/Debit card: 
SMS ACT<space>last four digits of your card number to 75722
For example: ACT 5432
SMS to +65 9617 6495 if you are overseas or using an international phone number

For your security, all new, existing, replacement and renewal ATM, debit and credit cards will be disabled for overseas usage, unless: 

  • you have previously enabled overseas ATM cash withdrawal on your card(s), then the overseas card usage function on that card(s) will remain automatically enabled (also applies to overseas usage on renewed/replacement cards with same card number)
  • you have been notified that your existing card(s) will remain automatically enabled for overseas usage

Note: Overseas usage deactivation on your credit/debit card(s) will only disable overseas ATM cash withdrawals and overseas POS magnetic stripe transactions. POS EMV chip transactions on your credit/debit card(s) are not affected.



  • For enabling or disabling overseas usage via SMS, please use the mobile phone number registered with the bank.
  • If you are enabling or disabling overseas usage via our website, a One-Time Password (OTP) will be sent to your mobile phone number registered with us and this OTP is required before you can proceed.
  • To update your mobile number, go to “Update Profile Details” by logging in to Online Banking or Standard Chartered Mobile.
  • Principal cardholders will need to enable or disable this function separately for each supplementary card (if any).
ENABLE/DISABLE OVERSEAS CARD USAGE ONLINE
Click on the button below to activate your card online
(This has to be done after your card is activated) 
Overseas card usage 
You may also enable or disable this function via SC Mobile, our mobile banking app – available for free on the Apple App Store™ or the Android App on Google Play.

App Store is a trademark of Apple Inc. registered in the US and other countries. Android is a trademark of Google Inc.

ENABLE/DISABLE OVERSEAS CARD USAGE VIA SMS
ATM/Debit card: 
SMS AOT<space>last four digits of your card number to 75722
For example: AOT 5432
SMS to +65 9617 6495 if you are overseas or using an international phone numberCredit card: 
SMS AOT<space>Name on Card<space>last four digits of your card number to 75722
For example: AOT M H Tan 5432
To disable, send an SMS following the same steps as above and replace keyword with DOT.Please Note:SMS to +65 9617 6495 if you are overseas or using an international phone numberYou will be informed via SMS once the card(s) have been successfully enabledOverseas usage enabled via SMS will be valid for 12 months from date of activationReplace AOT with AOTP if you want to enable overseas usage perpetuallyYou can set an expiry date if you enable it via our website

Click here for our Frequently Asked Questions.
For more details, click here to visit the ABS (The Association of Banks in Singapore) website.

The risk of unauthorised transactions being effected on your debit and credit cards is higher when you activate your cards for overseas use. This is because the data encoded on the cards’ magnetic stripe may be easily read and replicated. Sign up for SMS alerts for your card transactions to safeguard against this risk. Report any unauthorised transactions immediately by calling our 24-hour Phone Banking team at 1800 747 7000.