POSB

POSB Cashback

POSB Cashback, It’s cashback with more kick. Earn up to S$130 cashback each month.



How it Works

The more you practise, the more you prosper. Earn cashback when you master 3 or more of these:



Salary Credit (0.3%) – Capped at S$20

Credit your salary to any POSB/DBS Deposit Account

  • Minimum S$2,500 via GIRO
  • Use transaction reference codes ‘SAL’ or ‘PAY’
  • Reflected as either ‘GIRO SALARY’ or ‘SALARY’ in your Statement of Account

Credit Card Spend (0.3%) – Capped at S$20

Spend with any POSB/DBS personal credit card(s)

  • No minimum monthly spend required
  • Monthly spend consists of retail/cash advance transactions posted within the 1st & last calendar day
  • Eligible transactions across main cards & supplementary cards are accorded to the main cardholder

Home Loan Instalments (3%) – Capped at S$30

Apply for a POSB/DBS Home Loan or refinance with us

  • Monthly instalment(s) due on your home loan(s) with POSB/DBS will be recognised
  • Cash and CPF components included
  • Earn cashback on your existing mortgage, new or refinanced POSB/DBS Home Loan
  • Up to 3 joint borrowers can earn cashback from the full monthly instalment amount after signing up for POSB Cashback Bonus

Insurance (3%) – Capped at S$30

Start Insuring with DBS/POSB

  • Purchase any of the following regular premium policies after joining Cashback Bonus:
    • ManuProtect MoneyBack
    • LifeReady
    • ManuProtect Term
    • ManuProtect Term Lite
    • ManuProtect Decreasing
    • ManuProtect Decreasing Lite
    • ReadyPayout Plus
    • Manulife SmartRetire
    • RetireReady Plus
    • Manulife ReadyIncome
    • ManuFlexi Growth
    • ManuEdu First
    • Manulife Global Medical
    • ReadyBuilder
    • Manulife SmartWealth
  • Monthly premium amount due on in-force policies past free-look/cancellation period will be recognised for the first 12 consecutive months
  • No minimum insurance premium required

Investments (3%) – Capped at S$30

Start Investing with POSB/DBS

  • Valid for POSB Invest-Saver, Unit Trust Lump Sum Investments, and Unit Trust Regular Savings Plan purchased after joining POSB Cashback Bonus
  • The investment amount of your Unit Trust Lump Sum Investment will be recognised after your free-look/cancellation period
  • Monthly contribution amount for Unit Trust Regular Savings Plan and/or POSB Invest-Saver will be recognised for the first 12 consecutive contributions per investment fund
  • No minimum investment amount required


To enroll for Cashback Bonus, you must be at least 18 years old and an existing eligible DBS/POSB Savings/Current Account or principal credit card to nominate for receiving the cashback. To qualify for any cashback, you need to have banking transactions in at least 3 out of the 5 transaction categories. For Salary Credit, a minimum of S$2,500 is required. For Insurance and/or Investments, only purchase(s) made after enrolling into Cashback Bonus will be recognized as eligible transaction(s). The calculated cashback is an estimated value based on amount entered for each transaction category rounded off to 2 decimal places and then summed up for the entire month. The cashback amount earned for each transaction category is also subject to the monthly cap. For a full list of terms and conditions, click here.