POSB Card, With up to 20% cash rebates on everyday essentials, it’s no wonder the POSB Everyday Card has been voted Singapore’s most-owned, most-utilised and most-desired credit card. 

Up to 15% cash rebates on dining*EXTENDED*, overseas spend*NEW* and transport*EXTENDED*

Up to 6% cash rebates at SPC, Sheng Siong, Watsons, Starhub, SP Group, Best Electricity, Geneco, iSwitch, Tuas Power and Union Power.*NEW* (with no minimum spend!)

Use it as an all-in-one card for your daily essentials, MRT/bus rides and ATM cash withdrawals. And your cash rebates never expire.

More Card Benefits

Redeem My Rebates Offset your purchases on the spot at over 300 participating partner outlets such as Watsons, SPC, Starhub, SP Group and Popular Offset your credit card bills, redeem Comfort/CityCab taxi vouchers or KrisFlyer miles via POSB iBanking
Recurring Bill Payment

Paying bills no longer needs to be a painful process. With POSB Recurring Bill Payment, it’s a breeze to manage your bills when you consolidate your bills to your POSB Everyday Card.

Find out more
My Preferred Payment Plan

Split your purchases into 0% interest instalments for up to 12 months at no fee!

Find out more

Eligibility & Fees

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process. Check the full list of documents required.

Eligibility & Fees
Age21 years and above
IncomeS$30,000 and above per annum (Singaporean and PR)
S$45,000 and above per annum (Foreigner)
Annual FeesS$192.60 (Principal card)
S$96.30 (each Supplementary card)
Fee Waiver1 year annual fee waiver

PAssion POSB Debit Card

Get more with your CNY festivities with up to 4% rebate, 1-for-1 movie tickets & more!

Priceless Singapore Family Experiences 2019 Lucky Draw

From Jan to Sept 2019, stand a chance to win a Priceless Singapore Family Experience worth USD$12,750 each for your family when you make a min. spend of S$400 per month on your PAssion POSB Debit Card. 1 lucky winner every month! Click here to find out more.

Better Family Deals, Better Together

Spending time with your loved ones has just gotten more rewarding! Enjoy 1-for-1 tickets^ for the following family attractions on the 10th day of every month. Click here to find out more.

List of attractions where you can enjoy 1-for-1 tickets

^ Limited to the first 100 redemptions per attraction on the 10th day of every month, except for Cathay Cineplexes which is limited to the first 200 redemptions per participating box office on the 10th day of every month. Click here for terms and conditions.


Get 4% rebate1 (equivalent to 6X TapForMore points) for every dollar spent at participating Dairy Farm Group (DFG) stores – Cold Storage, Market Place, Jasons, Giant and Guardian. Every 150 TapForMore points allows you to offset S$1 off your next purchase. You can also convert TapForMore points to KrisFlyer miles for award flights (1 TapForMore point = 0.43 miles) or STAR$® by CapitaStar for shopping vouchers (1 TapForMore point = 4 STAR$®). Click here for more information on using your TapForMore points. 1Valid with a minimum spend of S$400 on the PAssion POSB Debit Card anywhere in the same calendar month. Maximum of 7,500 TapForMore points can be earned per month. No minimum spend required for cardmembers aged 65 years and above. Click here for terms and conditions.
Enjoy free PAssion membership2 (worth S$12) which comes with these privileges: Member rates for all Community Club courses, activities and facilities, and privileges at other PA outlets (Water-Venture Outlets, Chingay Parade and more) Further 2% off member’s rate when payment is made with PAssion POSB Debit Card (via Mastercard®) Discounts at over 2,000 PAssion Merchant outlets Complimentary National Library Board Partner Membership which entitles you to borrow up to 10 library items3 Earn 50% more STAR$® at participating CapitaLand Malls4 Under the all-new PAssion CARES initiative5, you can now earn TapForMore points at selected community events when you tap your PAssion POSB Debit Card at the PAssion CARES terminals located at these events. With every successful tap, you will receive 7.5 TapForMore points. POSB and Dairy Farm Singapore Group will contribute another 7.5 TapForMore points towards a good cause. Start doing your part for charity by tapping your card at these events! Click here for more information on PAssion membership. 2Membership will be processed within 5 working days from date of card activation.
3For Singaporeans and Singapore PRs only. Click here for terms and conditions.
4Activation of the CapitaStar privilege through the CapitaStar app, www.capitastar.com.sg or CapitaStar Self-service kiosks at participating malls is required.
5For more information on the PAssion CARES initiative, please log on to www.passioncard.sg.
Enjoy 1-for-1 tickets on the 10th day of every month to Adventure Cove Waterpark, Gardens by the Bay, River Safari and more. Click here for more information. On all other days, enjoy up to 50% off tickets to attractions. Click here for more information.
PAssion POSB Debit Card is delighted to adopt Singapore Zoo’s Buddy Barn. Over at the barn, meet and interact with furry animal friends like rabbits, guinea pigs, hedgehog and more! Enjoy these privileges the next time you’re at Singapore Zoo. 10% off rental fees for strollers and wagons6 Free goat feeding at Rainforest Kidzworld during weekends Plus, enjoy 15% off these behind-the-scene tours7! Reptopia Tour at Singapore Zoo Manatee Mania Tour at River Safari Bird’s Eye Tour at Jurong Bird Park 6Valid till 31 Dec 2019. Not applicable on eve of and on public holidays.
7Valid till 31 Dec 2019. Advance booking is recommended and is on a first-come-first-served basis. For bookings, please email to tours.zoo@wrs.com.sg or visit the Wildlife Experiences counter located near the Zoo’s entrance. Discount is not applicable to online bookings, chartered buggy service, Safari Adventure Tour and other special edition tours.
Get 1% cashback8 at Takashimaya Department Store and Takashimaya Square, B2. 8No minimum spend required. Click here for terms and conditions.
Enjoy all the convenience in one card. Sign for point-of-sale and online transactions at Mastercard® accepting merchants worldwide Tap and go with Mastercard® contactless for purchases below S$200 Tap and go on buses and trains when you register for Account-Based Ticketing. No top-up required! Pay for purchases at all NETS accepting merchants locally Withdraw cash overseas conveniently from ATMs with the Cirrus logo

Effective 21 April 2017, the POSB GO!, POSB Active, POSB Multitude and DBS MoneySmart Debit Cards will be discontinued. Successful activation of your new PAssion POSB Debit Card will automatically terminate the mentioned card(s), if any, and the account linkages will be transferred to your new PAssion POSB Debit Card.

Purchases are directly deducted from your bank account. There are potential risks of unauthorised signature-based, contactless or card-not-present transactions. Subject to the DBS Debit Card Agreement, the maximum liability for unauthorised transactions not due to your negligence is S$100. Please allow up to 14 days to process refunds. DBS Debit Card Agreement applies. For a copy of the DBS Debit Card Agreement, please visit here.

Click here for Important Notes.


Eligibility & Fees

Eligibility At least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account.
Annual Fee S$0
PAssion Membership Fee S$12 for 5-year membership (waived perpetually)

How to Apply

More Info

Card Usage Limits:

The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under ‘Cards > Change Debit Card Limit’.

Overseas Use of Magnetic Stripe on your DBS/POSB Card:

If you have allowed the overseas use of magnetic stripe on your DBS/POSB Card(s), it is recommended that you set the magnetic stripe on your card(s) to disallow overseas use when you are in Singapore. With the magnetic stripe disabled for overseas use, the risk of unauthorised transactions being effected on the card will be reduced.

You may disallow overseas use of the magnetic stripe on your card(s) by sending the following SMS to 77767: Disable <space> overseas <space> card’s last 4 digits. (For example: Disable overseas 1234, where 1234 is the last 4 digits of your card number). You may also disallow the magnetic stripe on your card(s) via iBanking/digibank or any DBS/POSB ATM in Singapore.

Visit www.dbs.com.sg/ms for more details.

Click here for other Card Enquiries.

For more information, call 1800 339 6666 (Singapore) or +65 6339 6666 (Overseas).

Frequently Asked Questions

How does my PAssion POSB Debit Card Work?

This PAssion POSB Debit Card can be used at ATMs and for PIN-based transactions at selected merchants in Singapore and at Maestro or Cirrus enabled merchants overseas. It also allows you to sign for local and overseas purchases and perform contactless payment via Mastercard® contactless, card-not-present transactions (such as online, mail and phone orders), which shall be paid for by directly deducting the transaction amount(s) from your bank account.

Your Mastercard Debit Limit for signature-based, Mastercard contactless and card-not-present transactions is set at S$2,000. A Debit Card carries risks of unauthorised signature-based, Mastercard contactless or card-not-present transactions. You may choose to increase/decrease this limit upon activation.

What should I do if my Card is lost, stolen or if my PIN has been compromised?

Please notify us immediately by calling 1800 111 1111 (from Singapore) or +65 6327 2265 (International).

  • Please make a police report and provide us with a copy of the report and in certain circumstances accompanied by written confirmation of the loss/ theft/ disclosure and any other information that we may require.
  • Once we establish, with your assistance, that the loss or theft of your Card or PIN compromise was not due to your fault or negligence, your liability for unauthorised transactions effected after such loss, theft or unauthorised disclosure but before we are notified thereof shall be limited to S$100.
  • You will not be liable for any transactions carried out after you have notified us.
  • We will refund the amounts deducted from your bank account for unauthorised transactions, in excess of the applicable liability cap, within 14 working days from the time you submit all the necessary information to us.

When will my PAssion membership be activated?

Your PAssion membership will be processed within 5 working days from date of card activation. Upon activation of your PAssion membership, you will be able to enjoy PAssion privileges such as the TapForMore Rewards Programme, National Library Board Premium Membership and discounts at Community Clubs.

Can I apply for a supplementary Card?

Supplementary Card is not applicable to the PAssion POSB Debit Card.

If I am currently an existing PAssion Cardholder, can I still apply for the PAssion POSB Debit Card?

Yes, you can. Your existing PAssion Card Membership will be terminated once your application for the PAssion POSB Debit Card is approved. A new lease of 5-years membership will commence with the PAssion POSB Debit Card.

Will the TapForMore Programme in my existing PAssion Card be transferred to the new PAssion POSB Debit Card?

Yes, it will be transferred within 5 working days upon activation of the new PAssion POSB Debit Card.

What is Mastercard contactless?

Mastercard contactless is a contactless payment method for purchases of S$200 and below at all Mastercard contactless point-of-sale readers. Simply hold your PAssion POSB Debit Card on the contactless reader to pay for your purchases.

Card Rewards & Services

Card Services

Temporary Credit Limit Increase

Have peace of mind during unexpected events.

Learn more

Credit Card Credit Limit Review

Realise your aspirations by maximising your spending power.

Learn more

Borrow On Your Credit Card

Find out a range of borrowing services on your Credit Card.

Learn more

Cash Advance – Instant Cash

Get instant cash when you need it.

Learn more

Supplementary Cards

Extend the suite of POSB benefits and privileges to your loved ones.

Learn more


Lighten up your wallet with just one Card and PIN for all transactions.

Learn more


Cruise through ERP gantries and never worry about having insufficient funds in your card!

Learn more

Reinstatement of Suspended Accounts

Reactivate your suspended accounts and start spending.

Learn more

Reset Card PIN instantly

Reset your Credit Card, Debit Card and ATM Card instantly

Learn more

Income Update for Credit Cards and Unsecured Loans

Ensure smooth usage of your Credit Cards and Unsecured Loans by updating your income with us.

Learn more

Pay Other Bank’s Credit Card

Login to pay your Visa or MasterCard bills from any Singapore bank – free.

Learn more

Send money to an overseas Visa card anytime, anywhere.

Enjoy overseas instant funds transfer with Visa Credit/Debit Card

Learn more

POSB eStatements

Go Paperless! Access your statements anytime, anywhere.

Learn more

POSB Recurring Bill Payment

Managing multiple bills – the easy and rewarding way.

Learn more

Personal Particulars Update

Update your personal particulars using any of our digital channels.

Learn more

Banking Services

Update the accounts linked to your card instantly

Update the accounts instantly via digibank online and mobile banking.

Learn more