FirstRand Bank Limited

Nedbank Loans

Nedbank Loans

Whatever your need  making the seemingly impossible possible, paying an unexpected medical bill, doing home repairs or improvements, furthering your or a family member’s education, purchasing a second-hand car, repairing appliances or even consolidating multiple loans – a personal loan can be a stepping stone to better your life.

You can have peace of mind that we will offer you the right loan amount at a great interest rate customized to your financial need, ensuring that you maintain a good credit record.


  • Loans available from R1 000 to R200 000*.
  • Flexible repayment periods of 12 to 60 months.
  • Customised interest rate.
  • Straightforward application process.

To apply, you need

  • to be permanently employed or employed under a contract (not self-employed);
  • to earn a net salary of at least R3 000 a month, with a minimum basic salary of R3 000 a month deposited electronically into your bank account;
  • your valid barcoded South African identity document or smart card ID;
  • your most recent payslip(s) for one month or your letter of employment if you are a contract worker;
  • your stamped bank statements for the last 3 months (reflecting your salary);
  • your proof of residence, such as a utility bill or any statement of account. 

Apply now

*All loan applications are subject to final credit approval, fund rules and terms and conditions, including certain income source criteria.