Habib Bank Ltd

HBL, Pakistan’s largest bank, was the first commercial bank to be established in Pakistan in 1947. Over the years, HBL has grown its branch network and maintained its position as the largest private sector bank in Pakistan with over 1,700 branches and 2100+ ATMs globally, serving 30 million customers across three continents.

The Government of Pakistan (GoP) privatized HBL in 2004 through which Aga Khan Fund for Economic Development (AKFED) acquired 51% of the Bank’s shareholding and the management control. The remaining 41.5% shareholding by the GoP was divested in April 2015. AKFED continues to retain 51% shareholding in HBL while the remaining shareholding is held by individuals, local and foreign institutions and funds including CDC Group Plc which holds 5% and International Finance Corporation which holds 3%.

The Bank is a leading full-service commercial bank. The key areas of operation are Branch Banking, Corporate & Investment Banking, Treasury, SME & Rural Banking, Financial Institutions & Global Trade Services, Transaction Banking and Islamic Banking.

The Branch Banking business is the mainstay of the Bank, positioning HBL as the largest retail bank in Pakistan catering to all market segments. HBL Corporate & Investment Banking Group is a leading provider of financial services to multinational and local corporate clients across the country. The Bank also has the largest Treasury operations in Pakistan and plays a key role in Pakistan’s domestic markets.

HBL enjoys a significant international footprint and is the largest domestic multinational. The Bank’s international footprint is important as it provides opportunities to effectively serve its core customers across its network. China remains the lynchpin of HBL’s international strategy and the Bank is the largest executor of CPEC related financing in Pakistan. In November 2019, HBL created history when the HBL Urumqi Branch formally commenced the RMB business by becoming the first and only bank from Pakistan and one of the three banks from the South Asia and MENA region to offer end-to-end RMB intermediation. In December 2019, HBL became the first Pakistani bank to be awarded the much coveted branch license to offer financial services to clients in Beijing.

As the leading financial intuition of Pakistan, HBL is at the forefront of all development initiatives which includes growth of priority sectors and targeting the unbanked population in the country. As the leading financial institution of Pakistan, HBL remains committed to its objective of financial inclusion for all segments of society. The Bank is already playing a leading role in enhancing financial inclusion through initiatives such as the Ehsaas Kafalat Program and facilitating access of women to the financial sector.


You can reach out to our respective helplines for any queries or assistance:

General Helpline: 111-111-425
Remittance Helpline: 111-555-425
Konnect Helpline: 111-425-111
Merchant Acquisition: 111-777-425
Ehsaas Kafaalat Program: 111-000-425

For Pakistan, HBL’s Outbound Caller ID is 9041

Mobile Banking

Bank anytime, anywhere

HBL Mobile enables you to conduct banking on the go, whenever and wherever you want with the help of your smartphone


HBL Mobile is an app designed to simplify the way you bank. It offers enhanced digital services to our valuable customers, enabling them to access and transact through their HBL account or Credit Card, anytime, anywhere.

HBL Mobile is now available instantly to all HBL customers! All that is needed to register, is your bank account, CNIC number and smartphone. Simply download the HBL Mobile app onto your phone and get started!

  • 24/7 access to account, everywhere
  • Convenient & saves time
  • User friendly & hassle free services
  • Safe and secure

HBL Internet Banking

One login for all your banking needs

you can seamlessly bank from anywhere, anytime and perform various financial and non-financial transactions conveniently without visiting a branch

SWIFT code

A SWIFT code sometimes also called a SWIFT number is a standard format for Business Identifier Codes (BIC). Banks and financial institutions use them to identify themselves globally. It says who and where they are a sort of international bank code or ID.