capitec bank

Capitec Bank Savings Account

Capitec Bank Savings Account

The transaction and savings account is your main account (R25 minimum balance; R5.80 monthly admin fee) that gives you affordable banking and up to 4 extra flexible, fixed or tax-free savings plans.


Some of the benefits of the transaction and savings account:

  • Access to Mastercard® Priceless® Cities worldwide
  • Earn from 4.85% interest per year on daily balances
  • Easiest transactions at lower, transparent bank costs
  • Easy access to your money using our app, cellphone *120*3279#, the Internet and your Global One card
  • Fix the money in any of the 4 additional savings plans and earn up to 9.1% interest

Transaction and savings account interest rates

Amount (R)R0
– R9 999
R10 000
– R24 999
R25 000
– R99 999
R100 000+
Interest rate (%)4.854.855.155.40

All interest rates quoted are nominal annual compounded monthly (NACM) rates.

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