Capitec Bank Savings Account
The transaction and savings account is your main account (R25 minimum balance; R5.80 monthly admin fee) that gives you affordable banking and up to 4 extra flexible, fixed or tax-free savings plans.
Benefits
Some of the benefits of the transaction and savings account:
- Access to Mastercard® Priceless® Cities worldwide
- Earn from 4.85% interest per year on daily balances
- Easiest transactions at lower, transparent bank costs
- Easy access to your money using our app, cellphone *120*3279#, the Internet and your Global One card
- Fix the money in any of the 4 additional savings plans and earn up to 9.1% interest
Transaction and savings account interest rates
| Amount (R) | R0 – R9 999 | R10 000 – R24 999 | R25 000 – R99 999 | R100 000+ |
| Interest rate (%) | 4.85 | 4.85 | 5.15 | 5.40 |
All interest rates quoted are nominal annual compounded monthly (NACM) rates.