American Income Life Insurance Company

American Income Life is an international Company protecting working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York.

American Income Life has served working class families since 1951 with life, accident, and supplemental health products to help protect members of labor unions, credit unions, associations, and their families. AIL representatives develop longterm relationships with clients and meet them where they are most comfortable

American Income Life Insurance Company Product

Life Insurance

It’s not about you. Life insurance is something you do to protect those you love so they don’t suffer financially if your income is no longer there. Life insurance can be the only thing that stands between your loved ones and financial hardship.

What is life insurance?

Life insurance is needed for the “what-ifs” in life. What if I die unexpectedly? Could my family continue to live in our home? Would my children have the funds to attend college? Will my family have the funds on hand to pay for my funeral and final expenses? Life insurance is there to provide financial help to those affected by the “what if” situations.

Whole life insurance and term life insurance

There are two types of insurance, whole life and term insurance. The specifics of your life — your age, income, and other factors — will help determine which type of and how much life insurance is appropriate for you. But one fact is always true: Funds for your funeral and final expenses will always be needed. If the loss of your income would negatively impact those who depend on you, consider adding a term life policy to a whole life policy. Term life insurance can help your family if you die during your peak earnings and asset accumulation years.

Accident & Supplemental Health Insurance

Being prepared is important … especially if you develop a health problem like cardiovascular disease or stroke, cancer, or are involved in an auto accident that lands you in intensive care. These events can impact not only your health, but also the financial wellbeing of your family. American Income Life can help you be more prepared to face the future.

Our supplemental insurance products complement any insurance you may already have in place and pay in addition to any other coverage you have. No “primary/secondary” rules. You get the benefits you signed up for.

No-Cost Products

American Income Life offers a variety of no-cost products to help provide valuable protection for you and your family.

No-Cost Child Safe Kit^®

Every parent has had the frightening experience of looking away from their child for mere seconds, only to find them gone when they look back. Fortunately, they are usually quickly found close by. But what if they’re not? AIL’s Child Safe Kit^® makes pertinent information about your child available in one place, at a moment’s notice, when seconds count the most.

Endorsed and supported by the International Union of Police Associations, AIL’s Child Safe Kit adds an extra level of assurance for the family and shows our ongoing support and commitment to the community.

American Income Life provides these kits at no cost to parents/guardians, the school, or child care center

No-Cost Partners Program

Want to drive down the cost of health services? Of course you do. AIL can help with its outstanding health services discount program, American Income Partners™.

This is not an insurance program. American Income Partners™ provides discounts at certain healthcare providers of medical services. You’re obligated to pay for all healthcare services but receive a discount from those healthcare providers who have contracted with the discount plan organization. We offer two programs: Basic Program Discounts or Gold Program Discounts.