The Dental Insurance Society has been providing insurance and financial services to dental health professionals since 1921. NZDIS is owned by the membership and Dental Surgeons sit on the Board of Directors. Policy owners of Accident and Sickness Insurance qualify for membership.
Using Insurance is one way to protect what’s important to you. Whether it be your health, your ability to earn an income, your personal possessions or your business. Our advisors can help you work through what is most important to you and then design insurance solutions to meet your needs.
New Zealand Dental Insurance Society Limited Products
PERSONAL
DISABILITY INCOME PROTECTION INSURANCE
For most people their biggest asset is likely to be their ability to earn an income (until they can afford to retire). You can insure to replace income if you are unable to work due to sickness or accident with Disability Income Protection Insurance.
LIFE INSURANCE
Life Insurance pays out in the event of your death. The benefit can be structured as a lump sum and/or a monthly benefit. The benefit can be used to repay debt and provide for loved ones left behind.
TOTAL AND PERMANENT DISABLEMENT BENEFIT (TPD)
TPD pays out a lump sum which can be used to repay debt, cover lifestyle and specialised care costs.
LIVING ASSURANCE (ALSO KNOWN AS CRITICAL ILLNESS OR TRAUMA INSURANCE)
From stroke and heart attack to cancer and kidney disease, serious illness can occur without warning and require major changes in family life. Living Assurance helps to keep your family finances in good health while you recover.
HEALTH (MEDICAL) INSURANCE
Health Insurance gives you greater choice and more immediate attention when you need hospital care or an operation. While the NZ public health system looks after urgent problems, treatment for non-urgent medical conditions can involve a long, uncomfortable wait.
PROPERTY AND POSSESSIONS
CAR INSURANCE
There are three types of policy: Third party – cover for damage you do to someone else’s vehicle and property. Third party, fire and theft – cover for third party (as above) and for damage or loss caused by fire or theft to your vehicle. Comprehensive – cover for all of the above and for accidental loss of, or damage to, your vehicle.
HOME INSURANCE
Covers fire and other property damage to your home.
CONTENTS INSURANCE
Covers damage and loss of your house contents. Also provides some third party cover if you damage someone else’s belongings in the house you are living in.
BOAT INSURANCE
Covers damage to, or loss of, your boat.
HOLIDAY HOME INSURANCE
Covers fire and other property damage to your holiday home (you can include contents). You will need to advise us whether it is solely for your use or if it is also a holiday rental.
RESIDENTIAL INVESTMENT PROPERTY
Covers fire and other property damage to your residential investment property.
BUSINESS (COMMERCIAL) INSURANCE
MATERIAL DAMAGE
Covers loss of, or damage to, your buildings, stock, contents and other chattels.
BUSINESS INTERRUPTION (LOSS OF PROFITS)
Replaces lost income in the event of a material damage claim which prevents your practice from operating.
LIABILITY
Cover to provide compensation and/or the legal costs should your business be sued by a third party: such as the public, employees, regulatory bodies.
- Public Liability
- Employers Liability
- Statutory Liability
- Legal Expenses
New Zealand Dental Insurance Society Limited Contact Details
Phone: 0800 650 149
09 486 1157
Fax: 09 486 4725
Postal address: PO Box 31-914, Milford, Auckland 0741
Office address: 34a Taharoto Road, Takapuna, Auckland 0622