This insurance is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 (AFSL 243478) and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 (AFSL 243469).
Hallmark General and Hallmark Life are part of the Latitude group. Any advice on this website does not take into account your personal objectives, financial situation or needs.
You should consider if this advice is right for you and read the relevant Financial Services Guide (FSG), Product Disclosure Statement (PDS) and Policy before deciding whether to acquire the insurance.
Hallmark General Insurance Company Ltd. Products
While we can’t always predict the unexpected, we can protect ourselves against it. Because some things in life are just too important to leave to chance.
Personal loan insurance
Who knows what the future holds? We don’t. But we do know if you find yourself off work because of sickness or redundancy and unable to pay off your loan you’ll be glad you insured it.
Why choose Repayment Protection Insurance?
Peace of mind, all the way
Be ready for what life throws at you – if you lose your job or get sick – protect your loan from these unexpected events.1
Quick and easy application
Add insurance when you apply for your loan.
2 payments in 1
Premium added to your loan amount so you only have one regular repayment.
Fair’s fair
You’ll always pay the same regardless of your age, job or medical history.
Tailor your plan with one or more of the following covers
Repayment Cover
Disability
If you get sick or injured and can’t work for more than 14 days, we’ll cover your repayments up to $1,500 per month until you can return to work.
Involuntary Unemployment
If you lose your job through no fault of your own, perhaps you are made redundant, we can cover your repayments up to $1,500 per month until you find a job or for a maximum of 6 months.1
Life Cover
Life Cover
If you pass away or become terminally ill, we’ll pay off your remaining balance up to $50,000.1
Credit Card Insurance
Credit Card insurance – existing policy holders
Existing policy holders can find product information below. Note, we are not currently issuing new policies.
Don’t miss out on a bargain
Benefits if eligible purchases drop in price at any New Zealand retailer shortly after purchase (excludes Gem CreditLine).*
Repair, refund, replace
Benefits if eligible purchases are lost, stolen or damaged shortly after purchase (excludes Gem CreditLine).*
Can’t pay? Don’t stress
We could pay a benefit if you find yourself unable to work because of sickness or unemployment.*
If your card is reported stolen
We’ll pay $200 into your account just for the inconvenience. Limit of one benefit per 12 month period (excludes Gem CreditLine).*
Hallmark General Insurance Company Ltd. Contact
Call our insurance specialists now on 0800 220 999
Mon – Fri, 8am-6pm (NZDT)
Weekends, 9am-5pm (NZDT)