Capitec Bank On Your Phone

Why visit a branch when you can use our cellphone app to bank on the go? It’s the best way to bank – secure, easy to use and available on supported smartphones.

Bank anywhere 24/7

It’s free: Our app is free to download and there’s no monthly subscription.
It’s also free to use: MTN, Vodacom and Cell C subscribers pay zero data charges when they use our app
You’ll save: Beneficiary payments can be done at half the branch cost
Plan and manage your budget: Take control of your money and track your spending
Convenient: You can access the app on the go from your cellphone
Added security: Every transaction is protected by your Remote PIN, so never share it – keep it secret

Not a Capitec Bank client? Switch banks now.

What can I do on it?

Transact

Do payments (people or accounts)
Buy airtime, data and SMS bundles (for yourself or a friend)
Buy electricity (for yourself or a friend)
View your last electricity tokens purchased
Add beneficiaries (your own, Capitec-registered or credit card)
View, sort, update and delete beneficiaries
Add recurring (stop orders) and future-dated payments
View transaction or beneficiary payment history
Do credit facility transfers
NEW: Stop and/or dispute debit orders
NEW: Email electronically stamped statements
NEW: Buy airtime in custom amounts
NEW: Pay a Capitec Bank client using their verified cellphone number
NEW: Pay DStv accounts

Save

View your available account balances
View account details
View transaction details
View or email your transaction history (money in and money out)
Transfer money between your savings accounts
Add recurring (stop orders) and future-dated transfers
Send your account details by email or SMS
NEW: Fix your savings accounts
NEW: Create flexible savings accounts
NEW: Rename flexible savings accounts

Credit

View credit plan balances
View credit plan details
Do credit facility transfers
View your credit rating and ways to improve it
NEW: Make a payment into your credit account

Cards

Stop lost or stolen cards immediately
Update your daily card limits

Budget

Step-by-step guide to create your budget
Track your spending on the go and take control of your money

Profile

View your profile using the menu at the top of the home screen and do the following:

Change your Remote PIN
Register and maintain your SMS Update settings
View your notice history
View or email tax interest certificates
View your Remote Banking agreement
Save and verify your email address for added security

Insure

Apply for funeral cover

How do I get the app?

I’m already an Internet banking user (with token on cellphone)

Sign in to Internet banking
Follow the easy download steps
Choose a new Remote PIN (this will replace your existing Internet banking password and can be used to access Remote Banking – app and Internet)
Enjoy banking on the go using the app

Not registered for Internet banking/Registered (with token on keyring)

Visit your nearest branch with your cellphone and Global One card to register
We’ll send you an SMS to download the app
Once downloaded, install and activate the app
Open the app, enter your Remote PIN and start transacting

Capitec Contact Address